Medicare Supplement Quote Engine
Quickly run Medicare Supplement quotes from our carriers.
Compare Products
With just a few clicks, you can quickly compare products, rates and benefit levels for your client.
Find the Best Medicare Supplement Plans
Build your client base by offering Medicare Supplement coverage. If your client is turning 65 or already over the age of 65, Medicare Supplement can offer a low cost option to cover their health care expenses.
What Are Medicare Supplement Plans?
Medicare Supplement insurance, is a private health insurance plan designed to cover the gaps in Medicare that the policyholder would be responsible for covering. These plans provide considerable benefits to individuals enrolled in Medicare and put the individual in control of their health care.
Medicare supplement plans help cover certain out-of-pocket expenses that are not otherwise covered by Medicare, such as copays and deductibles. These policies can be used anywhere in the United States where Medicare is accepted. The coverage is based upon the plan that is selected at time of application.
Most Popular Medicare Supplement Plans
While there are several options out there, here are the most popular plans:
Plan G
Medicare supplement Plan G is the most popular plan. The out-of-pocket expense is the Part B deductible. Once that is met, everything is covered 100% on all Medicare claims.
Plan N
Medicare supplement Plan N is the second most popular plan. The out-of-pocket expense is the Part B deductible. Once that is met, the copay applies for part b services, and consumers will pay up to $20 for doctor visits and $50 for emergency room visits (which is waived if they are admitted.) Plan N does not cover part B excess charges, which is up to 15% above the Medicare reimbursement rate.
The most significant deciding factors for clients between Plan G and Plan N are the copays after the deductible and premium. If the consumer wants to pay a deductible, they will gravitate towards Plan G. Plan G will cover 100% of costs once the deductible is met. Consumers will choose a Plan N if they are focused on premium savings, and do not mind copays.
Not contracted? No problem! Pegasus will help you get the contract you need to service your client. Call Pegasus today at 505-298-2111 and we will discuss the case, any health issues or concerns you may have.